This cover is tailored for the home and covers the following:
The home and household contents against fire.
Household contents against theft.
All risks- covers your valuable items (normally carried or worn anywhere) against damage, loss or destruction. Valuables include cell phones, jewelry, spectacles/sun glasses.
Domestic employees- covers your legal liability under the workers & Benefits Act 2007 in case of
Accidental death or bodily injury sustained by your employees in the course of duty.
Bodily injury resulting in permanent disability.
Medical expenses.
Temporary total disability (weekly income for 52 weeks)
Funeral expenses
Personal liability- covers your personal liability for bodily injury caused to third parties or damage to property belonging to third parties. Third party here refers to your visitors.