Personal life policies are tailored towards the payment of a lump sum in case of accidental or natural death.

A personal accident cover caters for accidental death only and personal life takes care of natural death.

Group life policies are arranged by employers for their employees. The benefits range from 2 to 6 year annual salary.

The following is the scope of the cover:

  • Death
  • Permanent total disability
  • Critical illness
  • Funeral expenses etc.